Discover Personal Loans
 

Discover Credit Protection

Peace-of-Mind Protection for your Discover Personal Loan

It’s smart to plan ahead—and choosing Discover Credit Protection provides added security in the event of the unexpected.

If you involuntarily lose your job, are hospitalized or become disabled, Credit Protection allows you to put your Discover Personal Loan payments on hold for up to two years. During that time, you won’t have to make any payments and you won’t have any periodic finance charges, late fees or Credit Protection fees.

Choose from two affordable options:

 
Credit Protection Premier
Credit Protection Preferred
Put payments on hold... Up to two years if you:
 • Lose your job
 • Become hospitalized
 • Become disabled (accident or illness)
 • Take a voluntary leave of absence
 • Experience federal or state disaster
Up to one year if you:
 • Lose your job
 • Become hospitalized
 • Become disabled (accident or illness)
 • Take a voluntary leave of absence
 • Experience federal or state disaster
Cancel your loan balance
up to $25,000
In the event of your permanent
disability or death
Not available with Preferred product
Availability All states other than AK, IA, NV, OR, RI, TN, WI, PR, GU and VI All states
Monthly Fee $10 per month ($120 per year) for every $100 of your scheduled monthly loan payment
$6 per month ($72 per year) for every $100 of your scheduled monthly loan payment
Download Enrollment Form Download Enrollment Form

Your satisfaction is guaranteed

Discover Credit Protection

Change your mind? You can cancel within 30 days for a full refund.

PUT CREDIT PROTECTION TO WORK NOW! Call 1-877-531-1806 to enroll or download the enrollment form, complete and return it:

By fax:
1-801-996-2404

By mail:
Discover Personal Loans
PO Box 30954
Salt Lake City,
UT 84130-0954

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